Terms & Conditions

1. About Us

This website is operated by Nikhil Kulkarni, trading as NBK Trainings and Consultancy (hereinafter referred to as "we", "us", or "our"), based at 402, Myra, Artemis Society, Sun City Road, Anandnagar, Pune – 411051, Maharashtra, India.

Professional email: nikhil@yourhappinesspartner.in | Phone: +91 99230 17031

2. Services

We offer the following services through this website and directly:

• Corporate Finance Training and Workshops
• Virtual CFO Advisory Services for MSMEs
• Chartered Accountant Services — Taxation, Audit, and Compliance
• Independent Director Advisory
• Digital content, articles, and educational resources via The Lens

3. Use of Website

By accessing and using yourhappinesspartner.in, you agree to these terms. You may use this website for lawful purposes only. You must not misuse this website by introducing viruses, attempting unauthorised access, or reproducing content without permission.

4. Intellectual Property

All content on this website — including text, articles, frameworks, training materials, graphics, and branding — is the intellectual property of Nikhil Kulkarni / NBK Trainings and Consultancy. Reproduction, distribution, or use of any content without prior written consent is strictly prohibited.

5. Professional Disclaimer

Content published on this website, including articles in The Lens, is for educational and informational purposes only. It does not constitute professional financial, legal, or tax advice. For advice specific to your situation, please engage us directly or consult a qualified professional.

6. Payment Terms

Fees for training programs and Virtual CFO services are agreed upon in writing before commencement of engagement. Payment terms, milestones, and deliverables are outlined in individual service agreements or proposals shared with clients.

7. Limitation of Liability

To the fullest extent permitted by law, Nikhil Kulkarni / NBK Trainings and Consultancy shall not be liable for any indirect, incidental, or consequential loss arising from use of this website or reliance on content published herein.

8. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Pune, Maharashtra.

9. Changes to These Terms

We reserve the right to update these terms at any time. Continued use of the website after changes constitutes acceptance of the updated terms.

10. Contact

For any queries regarding these terms, write to us at nikhil@yourhappinesspartner.in or call +91 99230 17031.