The Story

CA by qualification. Trainer by calling. Virtual CFO by choice.

I cleared all three levels of the Chartered Accountancy examination on my first attempt, qualifying at the age of 21. What followed was a decade of practice in Pune — taxation, audit, compliance, and financial advisory for MSMEs, startups, and growing businesses.

But numbers on a page only matter when the right people understand them. That realisation led me to a parallel path — nine years as a corporate trainer, delivering 500+ sessions on finance, public speaking, leadership, and decision-making. Today I hold credentials as a Registered Independent Director, adding a governance dimension to my financial advisory work.

The intersection is where I live: finance that is not just filed, but understood. Not just reported, but acted on. I work as a Virtual CFO for growing businesses, a Finance Trainer for corporate teams and institutions, and a forward-looking voice on where the finance profession is headed.

Finance Simplified. Decisions Amplified.

Nikhil Kulkarni

Certifications & Credentials

Certified Master Trainer

Indian Academy of Training & Development, 2023

International DiSC Trainer

StrengthScape Certified, 2024

Certified Faculty — ICAI

Institute of Chartered Accountants of India

Certificate Course — IFRS

Institute of Chartered Accountants of India, 2014

Practitioner, Brainival Methods

Speed Reading, Mind Maps, Memory Techniques, 2015

AI & Productivity Tools

Google & Coursera Certified, 2025

Chartered Accountant

CA by qualification. A decade of practice across taxation, audit, and compliance — now channelled into sharper financial thinking for businesses and professionals.

Finance Trainer & Coach

Making finance accessible to non-finance professionals. Over 12,000 managers and leaders trained. Certified Master Trainer and ICAI Faculty.

Virtual CFO

Strategic financial guidance for growing businesses. MIS, cashflow management, financial modelling, fundraising support, and Independent Director services.

In the Room

Corporate workshop session

Corporate training session, Pune

Post-workshop with participants

Finance workshop, March 2025

What People Say

Nikhil is an excellent professional with a unique skill set. He has commendable knowledge of both Indian and international auditing standards, tax laws, accounting procedures and compliance requirements — which makes him a one-stop solution services provider.

Akash Lodha

Head — Tax & Legal, TI Medical (Murugappa Group)

Honest, hardworking, knowledgeable, well planned and passionate. Nikhil has been an excellent advisor for me and my business — helping me comply with Direct and Indirect Taxation norms and planning the entire finances. I highly recommend Nikhil.

Harshad Chaphekar

Business Owner, Dentist & MBA

Nikhil is a very sharp minded and thoughtful CA. He helped me resolve long-pending tax issues and gave very good ideas on tax savings and financial planning before I started my consulting business.

Nitin Shrotri

Founder, Circular Economy Innovator

Selfless, Self Made, Self Actualised. A wonderful person, great public speaker, ever willing to help. I am so happy to have him as part of our District Audit team.

Milind Patwardhan DTM

Past District Director, Toastmasters District 125

Nikhil sir has been a great insightful and one of the most thoughtful teachers I have come across. With him it was more of a wanting to listen situation rather than required to. The soft skill session was very fruitful.

Morina Agrawal

CA Finalist & Educator

Let's work together

Whether you need strategic financial guidance or training for your team.